I got a home loan, but it’s too expensive - can I cancel my OTP?

Apr 29, 2019 9:17:20 PM Share this:

In most cases when a person buys a property, he or she will have to apply for a home loan, and this would be written into the offer to purchase (OTP) as a suspensive condition, giving a certain timeframe for the bond to be obtained by the bank and accepted by the buyer.



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Topics: Agent Life, Home Loan Advice, Harcourts Real Estate

Buying a home? Home loan interest rates 101

Nov 26, 2018 10:00:00 AM Share this:

 

 
Buying a house is one of the biggest decisions in life and, albeit an exciting one, it is not to be taken lightly, especially when it concerns home loans, lending rates and repayments.

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Topics: Harcourts South Africa, Interest Rates, Home Loan Advice, Harcourts Real Estate, First time homeowner

Securing a mortgage with bad credit

Nov 26, 2018 8:00:00 AM Share this:

Getting a mortgage has always been harder for people with bad credit. But having bad credit doesn’t necessarily mean the end of the road when it comes to buying property. By working with a mortgage adviser or mortgage broker, we’ll analyse your credit situation against the various lending policies, and find the best possible solution to fit your needs.


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Topics: Advice, first home buyer, Bad Credit Home LOan, Bad credit, Financial Advice, Home Loan Advice